Owning an RV park is more than running a business. It’s managing a long-term investment. Between seasonal guests, year-round maintenance, and the unpredictability of outdoor property, having the right insurance is one of the smartest moves an owner can make. At Outdoor Insurance Services, we serve the residents of Houston, TX, and beyond. And we want you to get the RV park insurance coverage you need to protect your investment.

Coverage for Property and Liability

RV parks are exposed to risks every day. A guest might slip on wet pavement, or a storm could damage hookups and utility lines. Standard property insurance may not cover these unique exposures, which is why RV park insurance often combines property protection with liability coverage. This way, repairs and medical bills don’t come straight out of the owner’s pocket.

Protecting Revenue Streams

For many owners, income depends heavily on seasonal traffic. If a fire, storm, or other major event shuts down part of the park, revenue can take a sharp hit. Business interruption coverage built into RV park insurance can provide a financial cushion, helping owners keep up with bills and payroll until operations return to normal.

Addressing Specialized Needs

Unlike other real estate, RV parks often include amenities like playgrounds, pools, or camp stores. Each comes with its own risks, and policies can be customized to cover them. Some owners also add coverage for equipment, signage, or even loss of use of outdoor spaces if they become unsafe. The right mix of protection makes it easier to plan for the long run.

RV parks are more than just pieces of property. They’re active, living spaces that carry unique risks. Insurance tailored to those needs helps owners safeguard their investment while continuing to welcome travelers year after year. Contact Outdoor Insurance Services serving Houston, TX, to learn more.