Owning a restaurant and bar has its own set of unique challenges. While customer and employee issues can be common in any business, adding the elements of hot-cooked food, alcohol, and increased interactions between staff and clients can add challenges.

At Outdoor Insurance Services, we serve the Houston, TX, area with commercial insurance for various businesses, including restaurants and bars. Here are ways we can help protect your food and beverage enterprise.

Theft Protection

Theft is frequently an issue with bars and restaurants. Business insurance can provide financial protection from both outside and inside theft.

Liability Coverage

Food and beverage spills can create walking hazards quickly. A slip-and-fall injury claim can be expensive. Business insurance can cover any legal fees involved in a lawsuit and the costs of any settlement or judgment.

Loss of Income

A kitchen fire, natural disaster, or other issue can quickly shut down a restaurant or bar. Business income replacement coverage can keep you afloat while you recover from a covered incident.

The restaurant and bar industry is full of unique challenges. Customers can be over-served when it comes to alcohol. In such a cash- and credit-card-dependent business, theft can always be a problem. Improperly prepared food can create a danger for clients and customers. Ensure you are covered with restaurant and bar business insurance from Outdoor Insurance Services of Houston, TX.

Having appropriate and sufficient business insurance can help provide peace of mind while protecting your business and efforts. Contact us to review your present coverage and to get an updated quote. We look forward to assisting you.