What is covered by hunting insurance?

Hunting is a common recreational activity in our part of the country; however, it does have dangers that include accidental shootings as well as just about anything that can happen when one is walking or driving in the wilderness. Outdoor Insurance Services serving The Woodlands, TX would like to explain that whether you are an individual hunter, a hunting club, or a landowner who leases land to hunters, carrying hunting insurance is a wise move. Thus, if an accident or other unfortunate incident occurs, the policy should provide coverage for expenses such as medical care and legal costs.

As a rule, a good hunting insurance policy should cover mishaps involving the tools of hunting, especially firearms, but also hunting dogs, ATVs, and tree stands. It should also cover mishaps that can occur from just being in the wilderness, including wildfires, encounters with predator animals, and trips and falls. A good policy should also cover injuries resulting from disagreements between hunters, including members of a hunting club and their guests. A hunting policy will also likely spell out the maximin amount that will be paid out for a fixed period, i.e. the duration of a hunting trip.

Remember that when considering which hunting policy to buy, you should be aware of any exclusions that might be included. If an incident is excluded, the policyholder might be faced with considerable out-of-pocket expenses.

Carrying a hunting policy will provide peace of mind that ensures a weekend of recreation and adventure does not turn into an expensive headache.

For any questions concerning hunting insurance, feel free to contact Outdoor Insurance Services, serving The Woodlands, TX.