Why do I need to carry wineries insurance

Wineries are a unique niche in the business world. All businesses have particular needs and risks and wineries are no exception. Having the correct insurance to mitigate as much as possible those risks is important. At Outdoor Insurance Services in The Woodlands, TX, we have expertise in a variety of insurance services. Protecting businesses and business owners is one aspect we take pride in. We strive to provide our clients with the most appropriate insurance for their particular business. 

As a vintner, you are all too aware of the many hazards that your business and crop are exposed to. The amount of precipitation can affect your grapes adversely whether it is too much rain or too little rain. Many things that affect your bottom line are beyond your control but with the right insurance, you can protect your business and survive to succeed another day. 

Property insurance

A winery has the equipment to produce and store wine. A failure in this machinery can result in spoiled wine and a major loss. Barrels can fail and result in lost product. Texas is prone to tornados and damage to the building, vines and your entire operation are possible. Specialized property insurance can make sure that all aspects of your business are protected. 

Liability

If you have a tasting room or have guests on your property you are liable to be sued if someone is injured. All businesses are vulnerable to being sued and having enough liability insurance can protect your assets. 

Business interruption 

Things happen and when your business can’t function because of a covered hazard.  You need the funds to keep your bills current, your employees paid, and your own paycheck coming in. 

At Outdoor Insurance Services in The Woodlands, TX, we are experienced in putting together winery commercial insurance packages to protect your business. Give us a call to make an appointment to discuss this important insurance.