Obtaining adequate insurance for your RV park is essential to protect yourself as a new property owner. Understanding the basics of RV park insurance can help you determine the type of coverage you need to safeguard your investment and ensure peace of mind.

Personal Property Insurance

If you plan to furnish rentals or provide items for your tenants to use, it’s important to protect your personal property against risks such as catastrophic weather, fires, theft, and vandalism. Personal property insurance ensures that your assets are covered in case of unexpected events.

Owning an RV park requires ongoing maintenance and financial investments. Having sufficient insurance coverage can prevent severe financial losses if disaster strikes, allowing you to focus on running your business effectively.

Liability Insurance Protection

RV parks often feature recreational activities, decorative elements, and other amenities that could pose risks to guests. Even untreated roadways and driveways can be hazardous. Liability insurance protects you in the event of lawsuits from guests who may be injured or experience property damage while staying at your RV park.

This type of coverage can help cover legal costs, medical expenses, and other fees associated with claims, ensuring you’re prepared for unforeseen incidents.

Business Income Insurance

Concerned about the longevity of your business? Business income insurance can provide financial support if your RV park needs to shut down temporarily due to a natural disaster or crime. This coverage helps limit income loss during periods of inoperability, allowing you to recover and reopen with less financial strain.

Get Insurance Help at Outdoor Insurance Services

Contact one of our insurance agents who specializes in serving RV park owners like you. If you’re in the Houston, TX area, our team at Outdoor Insurance Services is ready to assist you in finding the right coverage for your RV park. Reach out today to get started!